[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ecr-cz.cz\/kde-pujci-skoro-komukoliv\/#Article","mainEntityOfPage":"https:\/\/www.ecr-cz.cz\/kde-pujci-skoro-komukoliv\/","headline":"Kde p\u016fj\u010d\u00ed skoro komukoliv?","name":"Kde p\u016fj\u010d\u00ed skoro komukoliv?","description":"Pokud si \u010dlov\u011bk nedok\u00e1\u017ee vyd\u011blat na to, aby m\u011bl kdykoliv dostate\u010dn\u00e9 mno\u017estv\u00ed pen\u011bz, nezb\u00fdv\u00e1 mu nejednou, ne\u017e si u n\u011bkoho po\u0159izovat p\u016fj\u010dku. Proto\u017ee takov\u00e9 p\u016fj\u010den\u00e9","datePublished":"2019-09-09","dateModified":"2023-05-17","author":{"@type":"Person","@id":"https:\/\/www.ecr-cz.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ecr-cz.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ecr-cz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ecr-cz.cz\/wp-content\/uploads\/img_a363628_w2060_t1576394623.jpg","url":"https:\/\/www.ecr-cz.cz\/wp-content\/uploads\/img_a363628_w2060_t1576394623.jpg","height":0,"width":0},"url":"https:\/\/www.ecr-cz.cz\/kde-pujci-skoro-komukoliv\/","about":["Internet"],"wordCount":418,"articleBody":"       Pokud si \u010dlov\u011bk nedok\u00e1\u017ee vyd\u011blat na to, aby m\u011bl kdykoliv dostate\u010dn\u00e9 mno\u017estv\u00ed pen\u011bz, nezb\u00fdv\u00e1 mu nejednou, ne\u017e si u n\u011bkoho po\u0159izovat p\u016fj\u010dku. Proto\u017ee takov\u00e9 p\u016fj\u010den\u00e9 pen\u00edze jsou nejednou t\u00edm jedin\u00fdm zp\u016fsobem, jak zachr\u00e1nit svoji platebn\u00ed bilanci ve chv\u00edli, kdy je toho pot\u0159eba zaplatit v\u00edce, ne\u017e re\u00e1ln\u011b lze. Sice je pravda, \u017ee jde pouze o do\u010dasn\u00e9 \u0159e\u0161en\u00ed, \u017ee se \u010dlov\u011bk nakonec mus\u00ed finan\u010dn\u011b vzpamatovat a v\u0161e p\u016fj\u010den\u00e9 i s \u00faroky a p\u0159\u00edpadn\u00fdmi dal\u0161\u00edmi poplatky vr\u00e1tit, ale p\u0159esto je to nejednou v\u00edce ne\u017e vydatn\u00e1 pomoc.  Ov\u0161em aby n\u011bkdo takovou pomoc z\u00edskal, mus\u00ed nal\u00e9zt n\u011bkoho, kdo je mu ochoten svoje prost\u0159edky sv\u011b\u0159it. Co\u017e mimo jin\u00e9 znamen\u00e1 splnit i poskytovatelovy podm\u00ednky. A to b\u00fdv\u00e1 \u010dasto probl\u00e9m. Proto\u017ee nejedna finan\u010dn\u00ed instituce \u017e\u00e1d\u00e1 takov\u00e9 z\u00e1ruky, \u017ee jim uchaze\u010d nedok\u00e1\u017ee vyhov\u011bt, a pak je logick\u00e9, \u017ee je \u017e\u00e1dost zam\u00edtnuta. Ov\u0161em v p\u0159\u00edpad\u011b nebankovn\u00ed hypot\u00e9kyje tomu jinak. K t\u00e9 toti\u017e pat\u0159\u00ed jenom naprost\u00e9 minimum povinnost\u00ed, se kter\u00fdmi se dok\u00e1\u017ee vypo\u0159\u00e1dat tak\u0159ka ka\u017ed\u00fd. Aby n\u011bkdo takovou hypot\u00e9ku z\u00edskal, mus\u00ed nab\u00eddnout nebankovn\u00ed spole\u010dnosti coby z\u00e1stavu n\u011bjakou nemovitost odpov\u00eddaj\u00edc\u00ed hodnoty, za ni\u017e m\u016f\u017ee z\u00edskat a\u017e sedmdes\u00e1t procent jej\u00ed odhadn\u00ed ceny klidn\u011b i na spl\u00e1tkov\u00e9 obdob\u00ed trvaj\u00edc\u00ed a\u017e t\u0159i desetilet\u00ed, a jednodu\u0161e prok\u00e1zat, \u017ee m\u00e1 z \u010deho spl\u00e1cet.  Ov\u0161em to je to jedin\u00e9, co se zde mus\u00ed. A pr\u00e1v\u011b proto tu \u010dasto usp\u011bj\u00ed se \u017e\u00e1dost\u00ed i ti, kdo nemaj\u00ed rozhodn\u011b neposkvrn\u011bnou reputaci, kdo jsou zadlu\u017een\u00ed, maj\u00ed z\u00e1znam v registrech dlu\u017en\u00edk\u016f \u010di dal\u0161\u00ed stinn\u00e9 str\u00e1nky. Tady se d\u00e1 nad leckter\u00fdm \u017eadatelov\u00fdm negativem p\u0159imhou\u0159it oko, tady se d\u00e1 leccos odpustit. Co\u017e je dobr\u00e1 zpr\u00e1va. A je\u0161t\u011b lep\u0161\u00ed je tato zpr\u00e1va i d\u00edky tomu, \u017ee se zde nemus\u00ed platit \u017e\u00e1dn\u00e9 poplatky p\u0159edem, \u017ee se zde uzav\u00edr\u00e1 jednoduch\u00e1 smlouva, do n\u00ed\u017e nelze propa\u0161ovat \u017e\u00e1dn\u00e9 skryt\u00e9 z\u00e1ludnosti, \u017ee lze takto z\u00edskan\u00e9 pen\u00edze pou\u017e\u00edt na cokoliv,\u2026 Prost\u011b je to ide\u00e1ln\u00ed p\u016fj\u010dka. A to i pro ty, kdo maj\u00ed v\u00e1\u017en\u00e9 obt\u00ed\u017ee a v\u0161ude jinde by je odm\u00edtli.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u016fj\u010d\u00ed skoro komukoliv?","item":"https:\/\/www.ecr-cz.cz\/kde-pujci-skoro-komukoliv\/#breadcrumbitem"}]}]